BlueOrchard Finance Ltd. (“BlueOrchard”) takes the privacy of your personal data very seriously.

You can change your Cookie Settings anytime by clicking here:

In view of BlueOrchard’s commitment to transparency, we provide information below about cookies, how we use them on our website and what options you have if you want to activate or deactivate these cookies. For further information about the use of data please see our Privacy Policy (Legal Documents – BlueOrchard).

WHAT ARE COOKIES?

Cookies in a web environment or in apps are small text files stored on a website visitor’s computer, mobile device etc. when visiting a website. This allows the server to deliver a page tailored to a particular user.

Cookies perform essential functions, like ensuring the technical functionality of the website, letting you navigate between pages efficiently, remembering your preferences but also generally improve your browsing experience.

WHAT IS THE DIFFERENCE BETWEEN FIRST-PARTY AND THIRD-PARTY COOKIES?

Cookies may be set by the site you are visiting or by another site prior to or during your visit. These are known as first- and third-party cookies.

Cookies installed on your device by the organization running the website you are visiting are known as “first-party” cookies. They belong to the website domain that appears in the browser address bar, in our case https://www.blueorchard.com.

Cookies installed on your device via the website you are visiting by another organization are called “third-party” cookies. These cookies are set by another site prior to or during your visit. They belong to the website domain different from the one shown in the address bar.

WHAT IS THE DIFFERENCE BETWEEN SESSION AND PERSISTENT COOKIES?

There are two types of cookies which may be placed onto your device during a website visit. These are called session and persistent cookies.

Session cookies are set at the start of a visit and remain active only while that visit continues. They primarily support navigation through the site as they remember which pages you have been on and what interactions you may have had with the site already (e.g. searching for a particular fund). These cookies are deleted automatically when you close your browser.

Persistent cookies are set during a first visit to a site but will carry an expiry date or time. This cookie will remain on your device until either you clear your cookies, or the expiry is reached. They can be used for analytical purposes to track visits over time, for example we could see how many people visited a particular page and then came back to view it again later.

Neither of these types of cookies are used to collect or share personal information.

WHICH COOKIES DOES BLUEORCHARD USE AND WHY?

We use the following cookie categories for the purposes outlined below:

Necessary cookies

These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. These cookies gather no information about you that could be used for marketing or remembering where you’ve been on the internet.

This is the only category of cookies you cannot disable, as doing so would prevent the site from working properly. If you are not willing to accept these cookies, even though they do not store any personal information about you, we suggest that you navigate away from our site.

Performance cookies

These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

You ay disable these cookies using our privacy manager, but in doing so will stop us from learning how our website is performing and making relevant improvements to enhance your online experience.

Marketing cookies

These cookies provide us with statistical data of your visit. The information collected is anonymous and used only for the purpose of improving user experience for our website visitors. These cookies may allow our website to remember the choices you make (such as username, language, or location selection) and tailor the experience to provide enhanced features and relevant content for you. Without these cookies, you may have to reset your choices at every visit.

External media cookies

Content from video platforms (e.g. Vimeo or Youtube) and social media platforms (e.g. Twitter) is blocked by default. Access to this content does not require manual consent if you accept cookies from external media.

Here is a list of cookies by category. The list is not exhaustive and maybe not all cookies mentioned will apply to all BlueOrchard sites.

Necessary cookies

Tealium (utag_main)

Within this cookie are several built-in values that keep track of visitor sessions. These are used to collect general and page specific analytic data, such as page type viewed.

New Relic (JESSIONID)

This cookie is used to store a session identifier so that New Relic can monitor session counts for an application. Does not retain any personal data as defined by the EU General Data Protection Regulation (GDPR).

BIG-IP (BIGipServer# (BIGipServer~Schroder_Prod~www.schroders.com_HTTP_Pool)

This cookie is associated with the BIG-IP product suite from company F5. This cookie manages sessions on load balanced servers, to ensure user requests are routed consistently to the correct server.

SESS#

This cookies’ purpose is to preserve the visitor’s session state across page requests.

Performance cookies

Google Analytics (_ga, _gid, collect)

Used to collect information about how visitors use our site. We use the information to compile reports and to help us improve our services. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.

More information about Google Analytics can be found in the Google privacy policy (https://policies.google.com/privacy?hl=en).

You can opt-out of being tracked by Google Analytics across all websites by following the information in this link https://tools.google.com/dlpage/gaoptout.

HOW TO CONTROL COOKIES USED/SET ON MY DEVICE?

You are always free to decline our non-essential cookies, although in that case you may not be able to use certain features on our website. If you want to prevent the use of any of above cookies, you can deactivate a cookie as follows.

When you visit the site for the first time, or if you visit after clearing your cookies, you will see the following pop-up:

BlueOrchard’s website allows you to selectively accept cookies, based on your preference, by clicking on the “Manage cookies” button.

Do note that out of the categories of cookie available, the “Necessary cookies” cannot be switched off, as doing so would prevent using the web site effectively. It is worth noting that these cookies do not store any personal data about you.

When clicking on “Manage cookies” the Cookie Manager will appear where you can make your selection of which cookie types you are willing to accept. Please note that when using “Manage cookies”, you can disable the relevant BlueOrchard cookies. However, this won’t stop all cookies from other websites (so called third-party cookies) being set. To change this, you will have to amend your settings from within your browser.

HOW CAN I CHANGE SETTINGS FROM WITHING MY BROWSER?

When you visit our website, you may receive cookies that are set by third parties. The kind of cookies and the consequent data processing carried out by such third parties are regulated by the third party’s privacy policy. We do not control the setting of these third-party cookies. You may wish to check any such third party’s website for more information about their use of cookies and how to manage them.

Please note that most browsers offer different ways to protect your privacy. If you do not activate or deactivate certain (third-party) cookies via the browser settings, it is possible that certain functionalities will not be available to you as expected.

The instructions for these vary by browser and they may change from time to time as new versions are released.

Here are some links to instructions for the most common browsers:

Microsoft Internet Explorer

http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies

Mozilla Firefox

https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

Google Chrome

https://support.google.com/chrome/answer/95647?hl=en

Safari

https://support.apple.com/en-gb/safari

For other browsers, try searching for “managing cookies in (browser name)”.

THIRD-PARTY COOKIES ON OUR SITE

The following overview shows third-party cookies that may be used to improve website visitors’ experience on our website and informs you of purpose of the cookies and the duration for which they are kept.

You can opt out of the use of cookies at any time by deleting the cookies placed by the website by following above instruction.

QUESTIONS AND CONCERNS

If you have any question about this Cookie Policy, please contact our Data Protection Contact Person (dpcp@blueorchard.com) or Compliance (compliance@blueorchard.com).

Last updated: June 2023

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